Terms and Conditions

HumAIn Risk Pty Ltd, Trading as ResilienceSOS (“We”, “Our” or “Us”) operates the website

https://resiliencesos.com (“Website”). Access to and use of the Website and the purchase of Products available through the Website (Products) is subject to the following terms.

By using the Website, you are agreeing to these terms and our Privacy Policy as may be updated by us from time to time (Terms and Conditions).

If you do not agree with the Terms and Conditions, that’s alright, but you must stop accessing and using our Website and you must not purchase any Products through our Website.

By using this Website and purchasing any Products you warrant that you are over 18 years old or have obtained the consent of your parent or guardian if you are under 18 years of age, and have the capacity to enter into a legally binding contract with us. If you access our Website from outside Australia, you do so at your own risk and you are responsible for following applicable laws where you access our Website.

PART A: Important Notices

Please respect our intellectual property

Unless we state otherwise, we own or license all intellectual property rights in our Website, its content, our Products, and any articles or materials that we send to you or that you download (Our Materials).

Please respect the intellectual property in Our Materials. Our Materials have been developed over many years and are the result of extensive research, experience, and dedication from our team. By respecting our intellectual property, you are supporting our efforts to continue providing high-quality products and services to you.

The intellectual property rights in Our Materials remain with us and are not transferred to you.

Our Materials are protected by intellectual property laws and international treaties. All such rights are reserved.

You may use Our Materials within your own business for the purposes for which they are provided. You may also store, print, or display Our Materials for your internal business use. However, you must not reproduce, distribute, share, or make Our Materials available to any third party outside your organisation without our express permission.

Disclaimer

The tools, templates and information available on our site are designed to provide general information and insights based on the responses you provide. This content is intended to offer general business guidance only and does not take into account the specific circumstances, needs, or objectives of your organisation.

The information provided is not legal, financial, or other professional advice, and should not be relied upon as such. You should not act or refrain from acting based on the results of the tools, templates or information without obtaining independent professional advice tailored to your particular situation.

You can reach out to us if you are seeking more tailored professional advice and we will be able to point you in the right direction.

While we aim to provide useful and up-to-date information, we make no representations or warranties about the accuracy, completeness, or suitability of the tools, templates and information on the site and your use of them is at your own risk.

Use of our Chatbot

Our chatbot provides information and answers queries, but its responses may not always be accurate or reliable. We do not guarantee the accuracy or completeness of the chatbot's information, and you should not rely solely on it for decision-making. The chatbot is not human and may not understand the context or nuances of your queries. We are not liable for any errors or omissions in the chatbot's responses or for any loss or damage arising from your reliance on the information provided. By using the chatbot, you agree to do so at your own risk. Ensure that any information you provide is accurate and complete. Do not use the chatbot for legal, financial, medical, or other professional advice. For any concerns, please contact us directly. Your privacy and data security are important to us, and any information you provide will be handled according to our Privacy Policy.

PART B: Terms and Conditions for the Sale of Products on our Website

General

Products available on our site include the Resilience Scenario Cards, and any other products as added from time to time (Products).

The Products sold by us are sold on these Terms and Conditions and any additional terms and

conditions which may be notified to you at the time of placing your order, for example, promotional terms and conditions. You may use the Products within your own organisation. However, unauthorised reproduction, distribution, or sharing of the Products, in whole or in part, outside your organisation or for commercial resale is prohibited without our express permission.

If you set up an account to purchase Products, it is your responsibility to keep your account details and password private.

Placing an order

To be able to buy Products you must:

• Follow all instructions on the Website;

• Provide the information as requested including your name, email, payment details; and

• Provide a delivery address.

You will be directed to the checkout page where you will be provided details of your order. You should review your order carefully, check the total price and the other information you have provided to ensure it is all correct.

Once you have submitted and confirmed your order using the Website, we will send an email to the email address you provided, acknowledging receipt of the order, and setting out details of the ordered products or services (Confirmation Email). Your order constitutes an offer to purchase the Products on these Terms and Conditions and as set out in the Confirmation Email.

We may choose not to accept your order for any reason. If, after receiving your order, we are unable to provide all or part of your order for any reason, we may need to cancel your order. We will notify you of this and refund any money paid for the part of the order that we cannot provide.

A contract between us for the purchase of the Products will not be formed until your payment has been approved by us and your credit or debit card has been debited.

We will endeavour to email you to confirm that your order has been dispatched (Shipment Email).

Payment

You must pay for the order in full at the time of ordering by using one of the payment methods available on the Website. Each of the payment methods are also subject to the terms and conditions of the payment processor, and by proceeding with an order on the Website you expressly warrant you have read, understand and agree to those terms (Processor Terms).

We are not a party to the Processor Terms and are not liable to you in any way as a result of the Processor Terms.

By placing an order on our Website, you consent to us performing any reasonable security, credit, and other checks including by transmitting details about you to or from third parties to verify the information provided.

If a payment cannot be processed, you will be notified. You will then need to contact the card issuer or payment processor directly and endeavour to resolve the issue directly.

If we do not receive the authorisation that the payment has been processed, we will cancel your order.

Price

The price charged for a Product will be the price in effect at the time your order is placed and will

be set out in the Confirmation Email.

• If you place additional or separate orders after receiving the Confirmation Email these will be

separate transactions and you may incur additional shipping and handling charges for such

additional orders.

• Prices for the Products as shown on the Website include GST or other applicable taxes unless

stated otherwise. Separate charges for shipping, handling and their related GST or other taxes will be identified on the Website.

• Prices are in Australian Dollars, unless otherwise specified.

Shipping

Please refer to our Shipping Policy to better understand the timeframes and costs associated with shipping your order. This shipping policy forms part of these Terms and Conditions.

Delivery

We aim to deliver our Products to you in the timeframes set out in our Shipping Policy or as otherwise advised to you. We may use delivery partners to deliver your order.

We, or our delivery partner, will try to let you know if we expect to be unable to meet our estimated delivery date or time, but to the extent permitted by law, we will not be liable to you for any losses, liabilities, costs, damages, charges, or expenses arising out of late or delayed delivery.

The Products will be at your risk from the time of delivery to the address that you provided. We are not liable for any loss or damage to the Product after delivery.

When you place an order, you provide authority to leave items at the address specified in your Order. If the delivery driver deems the area unsafe at their discretion, you will be advised of the next steps of where you can collect your order. If you do not collect your order within a reasonable period of time, your order will be returned to us, and you will need to contact us to make arrangements. We reserve the right to apply further delivery charges.

Cancellations and Returns

Please refer to our Returns Policy which forms part of these Terms and Conditions.

To avoid doubt, nothing in our Returns Policy restricts your ability to make a claim that may be available to you for failure to comply with a guarantee under the Australian Consumer Law. We encourage you to learn more about your rights and the consumer guarantees on the ACCC website: https://www.accc.gov.au/consumers/consumer-rights-guarantees/consumer-guarantees

Correcting errors

We try to make sure that all descriptions and prices which appear on our Website are accurate however sometimes there may be information that contains typographical errors, inaccuracies, or omissions relating to matters including but not limited to Product descriptions, pricing, availability and offers. We reserve the right to correct errors in pricing and descriptions and we reserve the right to refuse or cancel any order if any information on the Website is inaccurate at any time without prior written notice (including after you have submitted your order).

PART B: GENERAL TERMS AND CONDITIONS

Changes to the Terms and Conditions

We may amend these Terms and Conditions from time to time with or without further notice to you and without giving you any explanation or justification for such change. Amendments will be effective immediately upon being published on this Website.

You should check this page regularly to ensure you are aware of our current Terms and Conditions. Your continued use of this Website constitutes your acceptance to these Terms and Conditions, including any amended Terms as and when they are published on this Website.

Unavailability of Website

Access to this Website is permitted on a temporary basis. We will not be liable if for any reason this Website is unavailable at any time or for any period. From time to time, we may restrict access to some parts or all of this Website for business or operational reasons.

What you must not do on our Website

You may only use this Website for lawful purposes and in accordance with these Terms and Conditions. You must not misuse this Website and you agree that you will not:

• Reproduce, distribute, re-transmit, re-post to any other Website, or “frame” on any other website, the Website or the materials contained in the Website, or link to our Website in a way that damages us or implies that you are associated, affiliated with, endorsed or approved of by us, when we have not agreed to you doing so, or otherwise in a manner that infringes our rights or is contrary to law;

• Corrupt any data or knowingly send a virus or other disabling features including using trojan horses, or programming routines that may damage our Website;

• Infringe any other person's proprietary rights;

• Annoy, harass, or defame other users, or send any unsolicited advertising or promotional material, commonly referred to as "spam"; or

• Attempt to affect the performance or functionality of any computer facilities of or accessed through this Website.

Linked sites

This Website may contain links to other websites (Linked Sites), which are not operated by us. We do not control the Linked Site and we are not responsible for the information on any Linked Site. The existence of a link to other sites does not imply any endorsement by us of the contents of the linked site. You must decide if the Linked Sites are suitable for you.

Linking to this Website

If you wish to establish a link to this Website, you must first seek our approval. If we agree to your

proposed link, you must comply with any terms and conditions imposed by us as a condition of such agreement.

Disclaimers

You use and access our Website at your own risk. To the maximum extent allowed by law, we make no representations or warranties about our Website or the content of the Website including:

• The content supplied by this Website is provided on an “as is” and “as available” basis. We make

no representation about the accuracy, reliability, adequacy, completeness or timeliness of the

content or that it is suitable for any particular purpose;

• We cannot guarantee that our Website will be secure; and

• We cannot guarantee that access will be uninterrupted, error-free or virus-free.

Liability

To the maximum extent allowed by law, we exclude any liability suffered by you or any third party in connection with your use of our Website or any of its content or any loss or corruption of data.

To the maximum extent permitted by law, under no circumstances will we be responsible for any

consequential or indirect loss, suffered by you or any third party in connection with the Website, our Products or services or these Terms and Conditions.

Certain laws such as the Australian Consumer Law contain guarantees that protect the purchasers of goods and services in certain circumstances (“non excludable consumer guarantees”). Nothing in these Terms and Conditions or in our Refunds Policy alters any protection available to you under the Australian Consumer Law.

Our liability to you under or in connection with these Terms and Conditions, our Products or a breach of any non-excludable consumer guarantee is limited, at our option, to resupplying the goods or re-performing the services or the cost of resupplying the goods or performing the affected part of the services again. Where the Australian Consumer Law applies and there is a major failure in the goods or services, we will provide you with another remedy as required by the Australian Consumer Law.

Termination

We may terminate this agreement at any time on notice to you. All disclaimers and limitations of liability will survive termination. We may terminate access to the Website at any time without giving any explanation or justification for the termination of access, and we have no liability for any costs, losses or damages of any kind arising as a consequence of terminating access to the Website.

Other Terms

We have the right, in our absolute discretion, to amend, remove or vary any page of this Website at any time and without notice.

• A term or part of a term of these Terms and Conditions that is illegal or unenforceable may be

severed from the Terms and Conditions and the remaining terms or parts of the terms under the

Terms and Conditions continue in force.

• These Terms and Conditions are governed by the laws of Queensland. The parties submit to the

non-exclusive jurisdiction of the courts and tribunals of that state.

Questions

For any questions about these Terms and Conditions, please contact us at:

HumAIn Risk Pty Ltd, trading as ResilienceSOS [email protected]

These Terms of Use were last updated on 13 May 2025

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